body {
	margin:10px 0 0 0;
	background-color:#fff;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	}

.top_nav {
	padding:5px 0px 4px 0px;
	background-image:url(images/top_nav.gif);
	background-position:right;
	background-repeat:no-repeat;
	font-size:10px;
	font-weight:bold;
	color:#fff
	}
.top_nav a:link {
	color:#fff;
	text-decoration:none;
	}
.top_nav a:active {
	color:#fff;
	text-decoration:none;
	}
.top_nav a:visited {
	color:#fff;
	text-decoration:none;
	}
.top_nav a:hover {
	color:#fff;
	text-decoration:none;
	}
.main {
	padding-top:20px;
	}
.page_head {
	padding-left:10px;
	}
.footer_border {
	padding-top:5px;
	}
.copy {
	padding:4px 4px 0px 0px;
	font-size:10px;
	color:#b5b5b5;
	text-align:right;
	}
.benefits {
	font-size: 11px;
	border:0px;
	}
.terms {
	font-size: 11px;
	padding:10px 5px 0px 30px;
	margin:1px;
	list-style-type: none;
	text-align:justify;
	}

.bodytext {
	font-size: 11px;
	padding:10px 2px 0px 30px;
	margin:1px;
	list-style-type: none;

	}
.bodytext ul{
	padding:5px 2px 0px 50px;
	margin:1px;
	}
.bodytext a:link {
	color:#000;
	font-weight:bold;
	text-decoration:underline;
	}
.bodytext a:active {
	color:#000;
	font-weight:bold;
	text-decoration:underline;
	}
.bodytext a:hover {
	color:#000;
	font-weight:bold;
	text-decoration:underline;
	}
.bodytext a:visited {
	color:#000;
	font-weight:bold;
	text-decoration:underline;
	}

.bodytext_emphasis {
	font-size: 11px;
	color:#ce0a23;
	font-style:italic;
	padding:10px 2px 0px 30px;
	margin:0;
	}

/*Home Page Navigation Styles*/
.index_nav {
	font-size:10px;
	color:#b5b5b5;
	font-weight:bold;
	text-align:right;
	padding:5px 7px 10px 0px;
	}
.index_nav a:link {
	color:#b5b5b5;
	text-decoration:none;
	}
.index_nav a:active {
	color:#b5b5b5;
	text-decoration:none;
	}
.index_nav a:visited {
	color:#b5b5b5;
	text-decoration:none;
	}
.index_nav a:hover {
	color:#b5b5b5;
	text-decoration:underline;
	}
hr {
	margin:0px 10px 0px 10px;
	color:#999;
	padding:5px 0px 5px 0px;
	}
td {vertical-aliggn:top}